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The Bank believes that the difficulties you have time, and probably will meet you. For example, if you are sick and hospitalized, the bank may consider the possibility of postponing the payment of minimum penalties – if you have already missed not one but two or three payments, it makes sense sign a special agreement with the bank, where conditions may be specified installments and penalties that are often commensurate with the size of the debt. For example, 20% per annum for the period of delay can "turn" in 50%, our educational program. What is important to know when communicating with debt collectors? – If the caller collector talks to you politely enough, it's an impostor. Present a collection agency, as this bank values its reputation. – avoiding any means of communication with the collection agency within a month or two, you can not expect leniency in the payment of debt (installment payment or small fines) – remember that you have to "pressure" from Agencies are not eligible. To you, of course, can come to the bailiffs, but this will only happen after a trial in absentia would force you to repay. Bailiffs, too, can not open the door.
However, then yours will be attributed unsatisfied judgment. With all the consequences Our dossier. How to actually collect the overdue debt collectors under the collection activity specialists understand the massive collection of mostly undisputed debts of the same type. Incontestability debt in this case means that the treaty under which the creditor's right of claim of debt, almost one hundred percent will be recognized in court valid. To the category of such contracts are generally contracts a loan or a loan (as related to money), while recognition of the supply contracts, services, commercial credit is much more problems.
